Common Inquiries
- Order a new insurance card. Call UMR at 800-826-9781.
- Need to verify a covered benefit? Review the Summary Plan Description
- Dependent Eligibility Guidelines
- Planning a Vacation and the MU Health Plan
- Your MU health plan in a foreign country
- 2013 Benefits Brochure
- 2013 Benefit Enrollment Guide
- 2013 Benefit Active Rate Sheet
- Acupuncture Frequently Asked Questions
- Medical Claim Form 2013
- Mayo Clinics Join the United Healthcare Network
- Health Coverage and Medical Terms Glossary
- Update to UMR's Explanation of Benefit mailings
Benefit-eligible employees have the option of choosing between two insurance plans. Our plans cover exactly the same medical services. The differences between our plans are the premiums, network area/physician network, and deductible/coinsurance (PPO participants only).
PPO MEMBERS
| 2013 Monthly Premiums | ||||
Employee Portion With HRA |
Employee Portion Non- HRA |
Part-time Regular Employee HRA |
Part-time Regular Employee Non-HRA |
|
PPO Single |
$99 | $110 | $589 | $600 |
PPO Emp Plus One |
$230 | $256 | $1,336 | $1,392 |
| PPO Family | $272 | $302 | $1,614 | $1,644 |
PPO plan highlights
- Deductible and coinsurance
- Out-of-network coverage (paid out in accordance to the out-of-network deductible and coinsurance)
- Summary Plan Description
- Copays are not included in the deductible and coinsurance.
- Summary of Benefits and Coverage-PPO Plan
To find an in-network provider
Our health insurance network of providers is national. Before you go to your appointment or travel you should verify that your provider is in-network.
- United HealthCare Choice Plus
- Click on Medical or Behavioral Health
- Enter the provider or facility name you are verifying
- Phone number: (800) 826-9781
EPO MEMBERS
| 2013 Monthly Premiums | ||||
Employee Portion With HRA |
Employee Portion Non- HRA |
Part-time Regular Employee HRA |
Part-time Regular Employee Non-HRA |
|
EPO Single |
$139 | $155 | $629 | $645 |
EPO Emp Plus One |
$322 | $358 | $1,458 | $1,494 |
| EPO Family | $381 | $424 | $1,723 | $1,766 |
EPO plan highlights
- "First-dollar" coverage; No deductible and coinsurance
- Out-of-network coverage life or limb threatening
- Summary Plan Description
- Summary of Benefits and Coverage-EPO Plan
To find an in-network provider
Our health insurance network of providers is national. Before you go to your appointment or travel you should verify that your provider is in-network.
- United HealthCare Choice Plus
- Click on Medical or Behavioral Health
- Enter the provider or facility name you are verifying
- Phone number: (800) 826-9781
