Health Insurance
Benefit-eligible employees have the option of choosing between four insurance plans. Our plans cover exactly the same medical services. The differences between our plans are the premiums, network area/physician network, and deductible/coinsurance (PPO participants only).
PPO Plan Participants
2010 PPO MONTHLY CONTRIBUTIONS
(Effective January 1, 2010 to December 31, 2010)
Employee Portion With HRA |
Employee Portion No HRA |
Parttime Regular Employee HRA |
Parttime Regular Employee Non-HRA |
|
PPO Basic Single |
$93 | $97 | $551 | $555 |
PPO Basic Family |
$244 | $256 | $1,441 | $1,453 |
PPO Select Single |
$110 | $115 | $568 | $573 |
PPO Select Family |
$291 | $305 | $1,488 | $1,502 |
Preferred Provider Organization (PPO)
- Deductible and coinsurance
- Out-of-network coverage (paid out in accordance to the out-of-network deductible and coinsurance)
- PPO Summary Plan Description
Copays are not included in the deductible and coinsurance.
To find an in-network provider
Participants need to contact UMR
- Website: www.umr.com
- Click on Find a Provider
- Click on Medical
- Click on the letter "U"
- Click on United Healthcare Choice Plus
- Click on Medical or Behavioral Health
- Enter the provider or facility name you are verifying
- Phone number: (800) 826-9781
EPO Plan Participants
2010 EPO MONTHLY CONTRIBUTIONS
(Effective January 1, 2010 to December 31, 2010)
Employee Portion With HRA |
Employee Portion No HRA |
Parttime Regular Employee HRA |
Parttime Regular Employee Non-HRA |
|
EPO Basic Single |
$101 | $106 | $559 | $564 |
EPO Basic Family |
$270 | $283 | $1,467 | $1,480 |
EPO Select Single |
$144 | $151 | $602 | $609 |
EPO Select Family |
$380 | $399 | $1,577 | $1,596 |
Exclusive Provider Organization (EPO)
- "First-dollar" coverage; No deductible and coinsurance
- No out-of-network coverage unless it is life or limb threatening
- EPO Summary Plan Description
To find an in-network provider
Participants need to contact UMR
- Website: www.umr.com
- Click on Find a Provider
- Click on Medical
- Click on the letter "U"
- Click on United Healthcare Choice Plus
- Click on Medical or Behavioral Health
- Enter the provider or facility name you are verifying
- Phone number: (800) 826-9781
