Health care in the United States is expensive, and health insurance is necessary to protect students in case of more serious problems. All Marquette students with F-1 and J-1 visa status are required to have acceptable health insurance throughout their period of studies. Marquette University has established an international student health insurance program through Chartis for its F-1 and J-1 visa students, and students are automatically covered under this plan beginning with their entry to the United States with a Marquette I-20 or DS-2019 form.
Only students who have alternate health insurance coverage through a government sponsor or are covered under an appropriate insurance plan of a parent or spouse in the United States can be exempt from the Marquette plan. This exemption must be approved by the Office of International Education (OIE) in advance of enrollment.
Insurance coverage:
For detailed information on Chartis health insurance coverage, read the Mandatory International Plan Brochure on the Marquette health insurance website.
Billing:
Students are billed for coverage at the beginning of each semester. These charges are added to your Bursar account and can be viewed in CheckMarq. Fall semester charges cover the period of August – December (5 months). Spring semester charges cover the period of January – July (7 months). Payment for these charges is subject to the deadlines set forth by the Office of the Bursar. Contact the Office of International Education if you have questions about insurance billing.
How to submit a claim:
Most medical providers bill health insurance directly for any services. However, if your medical provider does not bill Chartis directly, you must submit a claim form. You can obtain a claim form at the Office of International Education or by contacting the Chartis administrator, Rust International Associates at 1-800-336-0747 or info@rustinternational.com. You will need a copy of the form and an itemized copy of your medical bills. Then send the information to the claims address on the back of your insurance ID card.
If you have questions about coverage or a claim:
Contact Rust International Associates at 1-800-336-0747 or info@rustinternational.com. You may also contact Marquette’s Office of Risk Management in Zilber Hall at 414-288-6806.
Dependent coverage
Marquette F-1 or J-1 students with family members who have F-2 or J-2 status may also enroll their family members in the plan. You must enroll family members directly through the insurance company (not through OIE). Further information about costs and enrollment for dependents can be found on the following wesite:
Coverage after graduation
Students may be eligible to continue enrollment in the international insurance plan for a period of twelve months after they graduate. You must submit the enrollment form to continue your coverage within 15 days following the end of your coverage. Remember that coverage ends on December 31 for students who graduate in December, July 31 for students who graduate in May, and August 31 for students who graduate in August. You can learn more about continuation coverage on the following website:
