Workers Compensation is a form of insurance that is paid for in advance by the employer. It entitles you to full medical coverage and part of your salary for job-related injuries and illnesses.
Nearly all employees in Wisconsin are covered by Worker's Compensation.
The coverage under the Wisconsin Worker's Compensation Act begins on the first day of work, regardless of how long an employee has been working for an employer, or whether or not he/she is in a probationary or training status.
There is a three day waiting period from the time of the injury. The first 3 days of lost time after the injury are not compensable. Compensation is payable beginning on the 4th day of lost time. If your disability extends beyond 7 calendar days, the first 3 days of lost time would be paid retroactively.
Basic benefits include:
- Coverage of all necessary and reasonable medical costs.
- Benefits for temporary wage loss - temporary partial disability (TPD) or temporary total disability (TTD) are provided to sustain an employee while recovering from an injury. Eligibility for temporary disability benefits are determined and must be documented by a doctor. Benefits for temporary wage loss due to disability are based on two thirds of the employee's wage rate up to a specified maximum amount.
- Benefits for permanent disability, permanent partial disability (PPD) or permanent total disability (PTD) are given if the employee does not fully recover from the injury. Permanent disability is awarded for the potential or actual loss of earning capacity. The amount of benefit payment for permanent disability depends on the severity of the permanent disability.
- Vocational rehabilitation and training.
- If a death occurs, death benefits and burial expense will be paid up to specified amount.
It is the responsibility of Marquette University to report the claim to the insurance carrier.
Please see our Web page on "Claims Reporting."