Student deferment and advanced professional training

Student Deferment
NSL borrowers who have entered repayment may receive additional deferments for up to 10 years for full-time or half-time enrollment in a collegiate nursing school. The program in which the borrower is enrolled must lead to a baccalaureate or a graduate degree in nursing.

Borrowers with NSLs obtained after November 4, 1988 have up to 10 years of deferment for full-time or half-time enrollment and advanced professional training combined. For example, if a borrower deferred a NSL for five years on the basis of full-time student status, that borrower would only be able to obtain another five years of deferment for advanced professional training. Borrowers with NSLs obtained prior to November 4, 1988 have a five-year limit on such deferments.

Advanced Professional Training
NSL borrowers may obtain deferments for up to 10 years if they are pursuing advanced training in nursing or are engaged in training to become a nurse anesthetist. The regulations define advanced training in nursing as full-time or half-time training beyond the borrower's first diploma or degree in nursing.

Advanced training must:

  • take one year or longer to complete; and
  • strengthen the borrower's skills in the provision of nursing services.

Note that NSL borrowers may not obtain more than 10 years of deferment for full-time or half-time enrollment and advanced professional training combined.

Deferment form


Uniformed services


Peace Corps


Financial hardship forbearance




Student on campus

Quick links

UAS Payment Address

University Accounting Service, LLC
P.O. Box 5866
Carol Stream IL 60197-5866

Phone payments: (800) 999-6227