Award Information Guide, Aid Year 2020-21

Students are awarded financial aid based on the information provided on the Free Application for Federal Student Aid (FAFSA). Students are notified of their awards via a Financial Aid Notification (FAN). This guide explains the FAN, provides procedures for responding to the award, indicates how assistance will be delivered, and details the rights and responsibilities students have when accepting any financial aid.

Financial assistance listed on the FAN has been temporarily reserved for students. Failure to respond to the FAN in a timely manner may result in cancellation of the offer. Students should visit their Student Center in CheckMarq to accept or decline any offered loan or work assistance. Scholarships and grants are automatically accepted for students. Students whose offers include loan assistance must accept it and complete any other required documents for the award period no later than two weeks prior to the last date of enrollment or the award will be canceled. Optional Parent/Student Loans are not accepted or declined on CheckMarq. Please refer to the message on the FAN for further information.

Keep a copy of the FAN with all other important financial aid records. If there are any questions about this guide or the offer of assistance, please contact Marquette Central. To ensure the privacy of our students, families are required to provide the student’s Marquette ID number and Marquette Central Access Number (MCAN) when contacting our office.

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1. IMPORTANT DATES TO REMEMBER

  • May 1, 2020 - Review and accept or decline your financial aid offer, failure to respond may result in offer cancellation
  • Jun 1, 2020 - Submit all requested forms to Marquette Central
  • Aug 5, 2020 - First installment of fall Marquette Monthly Payment Plan (MMPP) due
  • Aug 25, 2020 - Fall payment due in full
  • Sep 15, 2020 - Deadline to sign up for fall MMPP, pay missed installments at enrollment
  • Oct 1, 2020 - FAFSA for 2021-22 academic year is available
  • Nov 1, 2020 - Deadline for students attending in fall only to turn in financial aid forms to Marquette Central to receive financial aid
  • Jan 5, 2021 - First spring MMPP installment due
  • Jan 12, 2021 - Spring payment due in full
  • Jan 15, 2021 - Last day to complete and submit the 2021-22 FAFSA to meet the February 1st priority deadline
  • Feb 15, 2021 - Deadline to sign up for spring MMPP, pay missed installments at time of enrollment
  • Apr 16, 2021 - Deadline for financial aid forms to be turned in to Marquette Central to receive aid for 2020-21, view CheckMarq To-Do List to confirm all steps are complete

2. ESTIMATING MARQUETTE COSTS

To prepare for the new academic year, determine direct charges (i.e., tuition) and other indirect costs or variable expenses. The Office of Student Financial Aid establishes standard expenses representing typical costs for the academic year. Following are the expenses used to determine financial need for the academic year.

These costs are based on full-time enrollment and are subject to change. Chart 3 is determined by the student’s dependent or independent filing status on the FAFSA and housing plans. Use the Annual Expense Worksheet with these charts to see how the financial aid award, along with family resources, can cover college costs.


Chart 1 — Educational Expenses for 2020-21
 
Annual Marquette Tuition Costs  Per-credit Tuition Rates
Undergraduate (12 credits or more per term) TBD Graduate School: TBD
Physician Assistant TBD Education graduate TBD
Doctoral-phase Physical Therapy TBD Law School TBD
M.S.N. (5 semesters, flat rate) TBD Undergraduate Courses  
Law School (12–18 credits per term) TBD     Part time TBD
Dental School (12–18 credits per term)       Undergraduate Professional Studies Programs TBD
    Wisconsin residents* TBD     Undergraduate Online Programs TBD
    Non-Wisconsin residents TBD    
Executive MBA (12 credits or more per term) TBD    
*The state of Wisconsin provides a tuition subsidy for certain dental students who are Wisconsin state residents. As with any governmental appropriation, the exact amount is subject to change as part of the legislative process. The subsidy for the 2020-21 year has not yet been determined. Students will be billed for any reduction in the expected state subsidy or credited for an increase.

Chart 2 — Other Annual Marquette Costs
  Undergraduate Graduate Law Dental
Books/Supplies TBD TBD TBD TBD
Student Fees TBD TBD**    
Instruments TBD* TBD***   TBD (subject to change)
*Nursing and Physician Assistant
**Nurse Anesthesia
***Physician Assistant

Chart 3 — Other Annual Expenses (Estimated)
  Dependent Living at Home Dependent University Housing Independent Undergraduate Independent Law, Dental, Grad
Room & Meals TBD TBD TBD TBD
Personal TBD TBD TBD TBD
Transportation TBD  See Chart 4 TBD  TBD

Chart 4 — Annual Travel Expenses (Estimated)
Wisconsin TBD
Midwest states TBD
East/South/Mountain states TBD
Western states TBD
Alaska TBD
Pacific Islands TBD
Caribbean TBD

ANNUAL EXPENSE WORKSHEET

Use the cost information listed above when completing this worksheet. Also, refer to the Financial Aid Notification to complete section B of this worksheet. Numbers in sections A and B are likely to be fixed amounts, and numbers in section C can vary. A personalized Expense Worksheet will be available when financial aid has been processed. View your personalized Expense Worksheet in CheckMarq by clicking the “Expense Worksheet” link in Financial Aid Quick Links.

3. UNDERSTANDING THE FINANCIAL AID NOTIFICATION

Information is provided below for each aid type listed on the Financial Aid Notification (FAN). Types of financial aid are grants, scholarships, loans, and work assistance. Students must respond to the financial aid offer by accepting or declining loans and work online through CheckMarq before these types of financial assistance can be received. It is not the practice of Marquette University to match financial aid awards from other universities.

     GRANTS

A grant is a type of need-based financial aid that does not have to be repaid. Grants can be awarded from federal, state, institutional and private sources. All grant assistance is automatically accepted for students on CheckMarq.

FEDERAL GRANT PROGRAMS

Federal Pell Grant

Recipients must demonstrate financial need, not hold a prior bachelor’s degree and maintain Satisfactory Academic Progress (SAP). Students whose 2020-21 application for financial aid was selected by the U.S. Department of Education for Verification will need to have the accuracy of the information confirmed before a Federal Pell Grant can be paid. Pell recipients may receive a Pell Grant for a maximum of 12 full-time terms. The final Pell Grant award will be based on enrollment at the close of late registration each term. The maximum Pell Grant for the 2019-20 academic year is $6,195, the maximum grant for the 2020-21 year has not yet been determined. The amount of your grant will be credited directly to your student account.

Iraq and Afghanistan Service Grant (IASG) 

Recipients must meet the following criteria to be eligible: not Pell-eligible; not hold a prior bachelor’s degree; maintain Satisfactory Academic Progress (SAP); have a parent or guardian who was a member of the U.S. Armed Forces and died as a result of military service performed in Iraq or Afghanistan after Sept. 11, 2001; and who at the time of the parent’s or guardian’s death was less than 24 years of age or was enrolled at least part time in college. The maximum award is the same as the Pell Grant maximum. Payment is adjusted for less than full-time study. The amount of your grant will be credited directly to your student account.

Federal Supplemental Educational Opportunity Grant (FSEOG)

Recipients must be Pell Grant eligible, not hold a prior bachelor’s degree and maintain Satisfactory Academic Progress (SAP). The federal maximum SEOG that can be received is $4,000 per year and is based on available funding. The amount of your grant will be credited directly to your student account.

Federal Bureau of Indian Affairs (BIA) Grant

Recipients must be an enrolled member of a federally recognized tribe and/or certified as having one-quarter Native American ancestry. Academic enrollment status requirements vary by tribe. A student begins the application process with his/her tribe, which results in the tribe sending the school a Financial Review Form to complete. In addition, the student must provide grade reports to the tribe after each term. Once the school has completed and returned the Review Form and it is approved by the tribe, a BIA check is sent to Marquette at the beginning of each grant-eligible term. The amount of your grant will be credited directly to your student account.


STATE GRANT PROGRAMS

Wisconsin Grant (WG)

Recipients must be enrolled at least half-time, demonstrate financial need, not hold a prior bachelor’s degree, maintain Satisfactory Academic Progress (SAP) and be certified as eligible by the State of Wisconsin Higher Educational Aids Board (HEAB). Awards are based on available funding. The grant will not exceed $3,300 per year and can only be used to cover tuition. The Wisconsin Grant can be received for a maximum of 10 terms. The amount of your grant will be credited directly to your student account.

Wisconsin Talent Incentive Program (TIP) Grant

Recipients must be undergraduate residents of Wisconsin who meet the low-income/disadvantaged criteria as established by the State of Wisconsin Higher Educational Aids Board (HEAB), not hold a prior bachelor’s degree and maintain Satisfactory Academic Progress (SAP). A student must receive TIP as a freshman to be eligible as a continuing student. To be eligible for a renewed award, continuing students must demonstrate need and be certified as eligible by HEAB. The maximum TIP Grant for first-time recipients is currently $1,800. The maximum TIP Grant that can be received for continuing students is determined by HEAB and is based on available funding. TIP can be received for a maximum of 10 terms and is available for no more than 6 years after the initial grant is awarded. The amount of your grant will be credited directly to your student account.

DVR Training Grant

Students who believe they may be eligible to receive a Department of Vocational Rehabilitation (DVR) Training Grant must first file the FAFSA, then contact their nearest DVR office. Students will work with a DVR counselor to complete a DVR Training Grant Information Form. DVR will forward this form to Marquette’s Office of Student Financial Aid for completion. The maximum DVR Grant that can be received is determined by the DVR office. The Office of the Bursar receives a check from DVR and the funds are applied directly to your student account. Financial aid may need to be adjusted accordingly. Grade reports must be provided to the DVR counselor each term. Visit dwd.wisconsin.gov/dvr for details.

Wisconsin Indian Student Grant

Recipients must be enrolled at least part-time, maintain Satisfactory Academic Progress (SAP), be an enrolled member of a federally recognized tribe and/ or certified as having one-quarter Native American ancestry, and be certified as eligible by the State of Wisconsin Higher Educational Aids Board (HEAB). The grant will not exceed $1,100 per year and can be received for a maximum of 10 terms. The amount of your grant will be credited directly to your student account.

Wisconsin Visually Handicapped/Hearing Impaired Grant

Recipients must demonstrate financial need, maintain Satisfactory Academic Progress (SAP) and be an undergraduate Wisconsin resident with a certified sight or hearing impairment. The maximum amount of grant a student can receive is $1,800 per academic year. Grants can be received for a maximum of 10 terms. The amount of your grant will be credited directly to your student account.

Wisconsin Minority Retention Grant

Recipients must demonstrate financial need, not hold a prior bachelor’s degree, maintain Satisfactory Academic Progress (SAP), be a second-, third- or fourth-year undergraduate student, Wisconsin resident and identify as a minority student as defined by the State of Wisconsin Higher Educational Aids Board (HEAB). Students will be nominated by the Financial Aid Office. The maximum grant is $2,500 per academic year for a maximum of eight terms. The amount of your grant will be credited directly to your student account.

Other State Grant Programs

Residents of Delaware and Vermont may be eligible to receive grants from their home states. Students are encouraged to contact the appropriate state higher education agency about the availability of these programs and to inquire into the application and disbursement procedures. Recipients must maintain Satisfactory Academic Progress (SAP). The amount of your grant will be credited directly to your student account.


INSTITUTIONAL GRANT PROGRAMS

Marquette Grant

Recipients must demonstrate financial need, be enrolled full-time, maintain Satisfactory Academic Progress (SAP), not hold a prior bachelor’s degree and not be enrolled in an online degree program. This award is determined upon admission, does not increase in future years, and is renewable for continuing students only if the Free Application for Federal Student Aid (FAFSA) is processed and received prior to the February 1 priority deadline each year, the student continues to meet eligibility requirements and funds are available at the time the application is completed. Some applications will require supplemental documents to be submitted. Any requested documents must be submitted within 30 days of the initial request. This grant can only be applied to tuition costs. The amount of your grant will be credited directly to your student account.

Marquette EOP Grant

Recipients must demonstrate financial need, be enrolled full-time, maintain Satisfactory Academic Progress (SAP), not hold a prior bachelor’s degree and not be enrolled in an online degree program. It is renewed for continuing students only if the Free Application for Federal Student Aid (FAFSA) is processed and received prior to the February 1 priority deadline each year, the student continues to meet eligibility requirements and funds are available at the time the application is completed. Some applications will require supplemental documents to be submitted. Any requested documents must be submitted within 30 days of the initial request. This grant can only be applied to tuition costs. The amount of your grant will be credited directly to your student account.

     SCHOLARSHIPS

A scholarship is a type of financial aid that does not have to be repaid. Scholarships can be awarded from federal, state, institutional and private sources. All scholarship assistance is automatically accepted for students on CheckMarq.

FEDERAL SCHOLARSHIP PROGRAMS

HHS Nursing Workforce Diversity Scholarships and Stipends

Recipients must be enrolled full-time in the undergraduate Nursing degree program. Scholarships are based on available funding, parent income information verifying an economically disadvantaged background or be from an educational/environmental challenged background and have demonstrated financial need. The amount of your scholarship will be credited directly to your student account. Stipends awarded will be paid through the Accounts Payable Office at Marquette University.

HHS Scholarship for Disadvantaged Students

Recipients must be enrolled full-time in the Dental School or the undergraduate Nursing degree program. Scholarships are based on available funding, parent income information verifying an economically disadvantaged background or be from an educational/environmental challenged background and have demonstrated financial need. The amount of your scholarship will be credited directly to your student account.


MILITARY SCHOLARSHIP PROGRAMS

ROTC Scholarships (Army, Navy or Air Force)

The scholarship covers tuition, student fees, lab fees, and a book allowance. The scholarship replaces any other Marquette scholarship and/or grant previously awarded. The amount of your scholarship will be credited directly to your student account.

ROTC Enhancement

The amount of the enhancement will vary depending on when a student contracted with his/her ROTC unit but will not exceed $28,000 from all Marquette gift assistance sources over four years. The enhancement will not exceed $3,500 per semester toward university room and meal charges. Army ROTC three-year scholarship winners will receive their full $28,000 MU ROTC Enhancement eligibility for their first year for tuition costs, divided evenly per semester. This enhancement replaces any other Marquette scholarship and/or grant and is available only to students participating in the ROTC Scholarship program. It is the recipient’s responsibility to report any change to his/her Marquette room and meal charges to the Assistant Director - Scholarships so his/her award is applied accurately. The enhancement will be credited directly to your student account. Recipients must be enrolled full-time, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Yellow Ribbon Program

Recipients must maintain Satisfactory Academic Progress (SAP), be eligible for the Post-9/11 GI Bill at the 100 percent rate, and not be enrolled in an online degree program to be considered for the Yellow Ribbon Program. Eligibility is determined based on GI service requirements. For complete eligibility and application instructions, visit mu.edu/mucentral/registrar/vet_yellowribbon.shtml. The Yellow Ribbon Program, funded by the VA and Marquette, closes the gap after all tuition-specific aid has been applied. This includes, but is not limited to, Marquette scholarships and/or grants, WG, private tuition specific scholarships, and veterans’ educational benefits. The Yellow Ribbon award will never exceed the lesser of tuition and fees or the maximum award established for the student’s program of study. The amount of your award will be credited directly to your student account.


STATE SCHOLARSHIP PROGRAMS

Wisconsin Academic Excellence Scholarship

First-time recipients include Wisconsin public and private high school seniors with the highest grade point average for their school. The award will be finalized when Marquette receives official notification of a student‘s scholarship from the state. Continuing students must earn 24 credits per academic year (not including summer) and a minimum cumulative GPA of 3.000 to be eligible for a renewed award. The amount of the award will not exceed $2,250 per academic year and can only be used to cover tuition. The Wisconsin Academic Excellence Scholarship can be received for a maximum of eight terms. Recipients must maintain Satisfactory Academic Progress (SAP). The amount of your scholarship will be credited directly to your student account. 


INSTITUTIONAL SCHOLARSHIP PROGRAMS

Marquette University scholarships are awarded on a competitive basis to students of high academic ability and promise. Marquette University scholarships apply to full-time tuition expenses only. A combination of all Marquette grants and scholarships, and other tuition-specific aid (i.e., Wisconsin Grant), cannot exceed the cost of tuition. Likewise, if a student receives a full tuition scholarship from another source, he/she is no longer eligible for the Marquette scholarship and/ or grant or a half-tuition scholarship, he/she is no longer eligible for the Marquette scholarship. It is the student’s responsibility to self-identify all additional educational monetary awards to Marquette Central.

Note: Marquette academic scholarships are determined upon admission, do not increase in future years, and are renewable if students continue to meet renewal criteria stated in the admission letter from the Office of Undergraduate Admissions. If there are questions about the renewal criteria, please contact Marquette Central. Failure to meet all criteria will result in the loss of the academic scholarship.

American Family Scholarship Program

The scholarship covers full tuition. The American Famliy Scholarship replaces any other Marquette scholarship or grant. The amount of the scholarship will be credited directly to your student account. Awards are determined through the admissions process. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. The FAFSA must be filed each academic year. Recipients must be enrolled full-time, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.  

Burke Scholarship Program

The scholarship covers tuition and student fees. The Burke Scholarship replaces any other Marquette scholarship or grant. The amount of your scholarship will be credited directly to your student account. Awards are determined through the admissions process. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. The FAFSA must be filed each academic year. Recipients must be enrolled fulltime, maintain a cumulative 3.000 GPA, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Burke Stipend

Funds are to be used toward Marquette University room and meal charges. The amount of your stipend will be credited directly to your student account. Eligibility and award amount varies based on the federal need calculated from the student’s FAFSA. Renewal Criteria: The stipend may be received for a maximum of 8 semesters. The FAFSA must be filed each academic year. Recipients must be enrolled full-time, maintain a cumulative 3.000 GPA, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Burke Housing Stipend

Funds are to be used toward Marquette University standard room charges. The amount of the stipend will not exceed standard double-occupancy as determined by the Office of Student Financial Aid. The amount of the stipend will be credited directly to your student account. Eligibility is based on the federal need calculated from the student’s FAFSA. Renewal criteria: The stipend may be received for a maximum of 8 semesters. The FAFSA must be filed each academic year. Recipients must be enrolled full-time, maintain a cumulative 3.000 GPA, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Diederich Scholarship

The scholarship is an $8,000 tuition scholarship. The scholarship can be added to other Marquette scholarships and grants, but the combination will not exceed tuition. The amount of your scholarship will be credited directly to your student account. Awards are determined through the admissions process. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. The FAFSA must be filed each academic year. Recipients must be enrolled full-time in the College of Communication, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Evans Scholarship

The scholarship covers tuition, student fees, and lab fees at Marquette. The Evans Scholarship replaces any other Marquette scholarship or grant. The amount of your scholarship will be credited directly to your student account. The Western Golf Association and Evans Scholars Foundation award these scholarships. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. The FAFSA must be filed each academic year. Recipients must be enrolled full-time, maintain a cumulative 2.500 GPA, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Global Scholar Award

The scholarship covers full-tuition. The Global Scholar Scholarship replaces any other Marquette scholarship or grant. The amount of the scholarship will be credited directly to your student account. Awards are determined through the admissions process. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. Recipients must be enrolled full-time, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Goizueta Foundation Scholarship

The scholarship covers half-tuition. The scholarship replaces any other Marquette scholarship. The amount of the scholarship will be credited directly to your student account. Awards are determined through the admissions process. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. The FAFSA must be filed each academic year. Recipients must be enrolled full-time, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Herdrich Scholarship

The scholarship covers full-tuition, student fees, lab fees, and Marquette University standard room and meal charges however the amount may vary at the discretion of the Dean of the Opus College of Engineering. The Herdrich Scholarship replaces any other Marquette scholarship or grant. The amount of the scholarship will be credited directly to your student account. Awards are determined through the admissions process. Renewal Criteria: The scholarship may be received for a maximum of 10 semesters. The FAFSA must be filed each academic year. Recipients must be enrolled full-time in the Opus College of Engineering, continue to meet the award criteria, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

James Foley Scholarship

The scholarship is an $8,000 tuition scholarship. The scholarship can be added to other Marquette scholarships and grants, but the combination will not exceed tuition. The amount of your scholarship will be credited directly to your student account. Awards are determined through the admissions process. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. The FAFSA must be filed each academic year. Recipients must be enrolled full-time in the College of Communication, maintain a cumulative 2.500 GPA, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Ketterer Scholarship

The scholarship is a $1,500 tuition scholarship. The scholarship can be added to other Marquette scholarships and grants, but the combination will not exceed tuition. The amount of your scholarship will be credited directly to your student account. Awards are determined through the admissions process. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. The FAFSA must be filed each academic year. Recipients must be enrolled full-time, maintain a cumulative 3.000 GPA, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Marquette University Club Scholarship

The scholarship amounts vary and help cover tuition. The scholarship can be added to other Marquette scholarships and grants, but the combination will not exceed tuition. The amount of your scholarship will be credited directly to your student account. Awards are determined through the admissions process. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. Recipients must be enrolled full-time, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Marquette University College Competition Scholarship or Explorer Scholarship

The scholarship amounts vary and help cover tuition. The scholarship can be added to other Marquette scholarships and grants, but the combination will not exceed tuition. The amount of your scholarship will be credited directly to your student account. Awards are awarded to the winners of the College or Explorer Scholarship Competitions. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. Recipients must be enrolled fulltime, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Marquette University Dean’s Scholarship or Explorer Scholarship

The scholarship amounts vary and help cover tuition. The scholarship can be added to other Marquette scholarships and grants, but the combination will not exceed tuition. The amount of your scholarship will be credited directly to your student account. Awards are determined through the admissions process . Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. Recipients must be enrolled full-time, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Marquette University Dean’s Transfer Student Scholarship

The scholarship is a $3,000 tuition scholarship. The scholarship can be added to other Marquette scholarships and grants, except the Transfer Competitive Scholarship, but the combination will not exceed tuition. The amount of your scholarship will be credited directly to your student account. The scholarship is awarded to students transferring to Marquette University from specific community colleges. Awards are determined through the admissions process. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. Recipients must be enrolled full-time, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Marquette University Endowed Scholarships

The scholarship amounts vary and help cover tuition by partially funding Marquette University Scholarships through gifts provided to the university by donors. The name of the scholarship, as stipulated by the donor, is listed on the financial aid award. The scholarship will be credited directly to your student account. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. Recipient must be enrolled full-time, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Marquette University Jesuit Half-tuition Scholarship

The scholarship covers half-tuition. The scholarship replaces any other Marquette scholarship. The amount of the scholarship will be credited directly to your student account. Awards are determined through the admissions process. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. Recipients must be enrolled full-time, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Marquette University Phi Theta Kappa Transfer Student Scholarship

The scholarship is a $3,000 tuition scholarship. The scholarship can be added to other Marquette scholarships and grants, but the combination will not exceed tuition. The amount of your scholarship will be credited directly to your student account. The scholarship is awarded to students transferring to Marquette University. Awards are determined through the admissions process. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. Recipients must be enrolled full-time, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Marquette University Transfer Student Competitive Scholarship

The scholarship is a $2,000 tuition scholarship. The scholarship can be added to other Marquette scholarships and grants, except the Phi Theta Kappa Scholarship, but the combination will not exceed tuition. The amount of your scholarship will be credited directly to your student account. The scholarship is awarded to students transferring from two-year colleges to Marquette University. Awards are determined through the admissions process. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. Recipients must be enrolled full-time, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Michael J. Cudahy Scholarship

The scholarship covers full-tuition, student fees, lab fees, and Marquette University standard room and meal charges. The Cudahy Scholarship replaces any other Marquette scholarship or grant. The amount of the scholarship will be credited directly to your student account. Awards are determined through the admissions process. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. The FAFSA must be filed each academic year. Recipients must be enrolled full-time in the Opus College of Engineering, continue to meet the award criteria, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Monroe Scholarship

The scholarship amounts vary and help cover tuition. The scholarship can be added to other Marquette scholarships and grants, but the combination will not exceed tuition. The amount of your scholarship will be credited directly to your student account. Awards are determined through the admissions process. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. The FAFSA must be filed each academic year. Recipients must be enrolled full-time, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Nancy Long Pesiri Scholarship

The scholarship is an $19,500 tuition scholarship. The scholarship replaces other Marquette scholarships. The scholarship can be added to Marquette grants, but the combination will not exceed tuition. The amount of your scholarship will be credited directly to your student account. Awards are determined through the admissions process. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. The FAFSA must be filed each academic year. Recipients must be enrolled full-time in the College of Nursing, maintain a cumulative 3.000 GPA, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Opus Scholars Award

The scholarship covers full-tuition, student fees, lab fees and standard housing and meal (for freshmen and sophomore years only). The Opus Scholars Scholarship replaces any other Marquette scholarship or grant. The amount of the scholarship will be credited directly to your student account. Awards are determined through the admissions process. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. The FAFSA must be filed each academic year. Recipients must be enrolled full-time in the Opus College of Engineering, continue to meet the award criteria, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Père Marquette Scholarship

The scholarship amounts vary and are determined upon admission. It does not increase in future years and helps cover tuition. The scholarship will be credited directly to your student account. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. The recipient must be enrolled full-time, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program. Graduating seniors who enroll in fewer than 12 credits in their final term will be eligible for their scholarship on a prorated basis.

Ronald E. and Kathleen M. Zupko Scholarship

The scholarship covers full-tuition. The Zupko Scholarship replaces any other Marquette scholarship or grant. The amount of the scholarship will be credited directly to your student account. Awards are determined through the admissions process. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. The FAFSA must be filed each academic year. Recipients must be enrolled full-time, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

Urban Scholars Scholarship

The scholarship covers full-tuition. The Urban Scholars Scholarship replaces any other Marquette scholarship or grant. The amount of the scholarship will be credited directly to your student account. Awards are determined through the admissions process. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. The FAFSA must be filed each academic year. Recipients must be enrolled full-time, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.

William G. “Pop” Fotsch Engineering Scholarship

The scholarship covers half-tuition in the first and second years and quarter-tuition in the third and fourth years, thereby encouraging the recipient to participate in the cooperative education program. The scholarship replaces any other Marquette scholarship. The amount of the scholarship will be credited directly to your student account. Awards are determined through the admissions process. Renewal Criteria: The scholarship may be received for a maximum of 8 semesters. The FAFSA must be filed each academic year. Recipients must be enrolled full-time in the Opus College of Engineering, continue to meet the award criteria, maintain Satisfactory Academic Progress (SAP), and not be enrolled in an online degree program.


PRIVATELY FUNDED SCHOLARSHIPS

National Merit Scholarships

The National Merit Scholarship is additive to any other Marquette-sponsored scholarship. The scholarship is also additive to a Corporate National Merit Award as long as the combination of the two awards does not exceed $2,000 annually. Renewal is determined by the National Merit program. Recipients must maintain Satisfactory Academic Progress (SAP) and not be enrolled in an online degree program.

Expected Private Scholarship

This reflects the total outside private scholarships a student has received in the past or has indicated he/she will receive in the upcoming academic year. If this total is incorrect, log on to CheckMarq and select “Request Counselor Action” to list new amount of private scholarships or email Marquette Central.

Private Scholarships Received

This dollar amount reflects funding received from outside sources. According to federal regulations, scholarships received from donors outside Marquette are considered to be resources available to meet a student’s financial need. Students must report all outside scholarships from sources other than the federal, state and university programs. Need-based aid may be reduced when a student receives a combination of needbased aid and outside scholarships that exceed the financial need. In addition, a reduction of merit awards may occur if the total of all tuition-specific awards exceeds the total cost of tuition or if the value of all awards (including the outside scholarships) exceeds the total cost of attendance. Students are responsible for following through with the scholarship donor to make sure the scholarship checks are sent directly to Marquette Central in a timely manner. Checks must be properly endorsed to ensure the scholarship is credited to the student’s account. Scholarships will be split evenly between the fall and spring semesters unless otherwise noted by the donor. Any questions about these awards should be directed to Marquette Central.

     MARQUETTE TUITION AND HOUSING BENEFITS

Marquette University offers tuition discount and housing assistance programs to individuals affiliated with the university. Details about each program follow. 

Housing Assistance Program

This amount represents the room and meal allowances associated with an individual‘s selection as a resident assistant, apartment manager, resident hall facilities manager, assistant to the hall director or university minister. Contact the Office of Residence Life for the terms of the award.

Marquette University Dependent Tuition Benefit Program

This amount represents a tuition benefit to dependents of qualified employees of Marquette University. This benefit cannot exceed university tuition charges minus any tuition-specific assistance, such as the Wisconsin Grant, and cannot be used for online degree programs. This benefit replaces any other Marquette scholarship previously awarded. Students are encouraged to file the FAFSA before each new academic year at fafsa.gov to determine eligibility for the Wisconsin Grant. Contact Marquette Central for details. The amount of the benefit will be credited directly to your student account.

Marquette University Employee Remission Program

This amount represents a tuition discount offered to full-time employees of Marquette University. Contact Marquette Central for details. The amount of remission will be credited directly to your student account.

Marquette University Faculty and Staff Children Exchange (FACHEX) Tuition Benefit Program

This amount represents a tuition benefit to undergraduate dependents of qualified employees of participating Jesuit colleges and universities. This benefit cannot exceed university tuition charges minus any tuition-specific assistance and cannot be used for online degree programs. This benefit replaces any other Marquette scholarship previously awarded. To be eligible for renewal, students must maintain good academic and disciplinary standing with the university, complete 12 credit hours each fall and spring semester, and meet university Satisfactory Academic Progress (SAP) standards. The eligible employee for the FACHEX award must also remain eligible for the benefit at the employing institution. Recertification of employee eligibility must be submitted annually to Marquette University through the appropriate FACHEX liaison officer. Contact Marquette Central for details. The amount of the benefit will be credited directly to your student account.

Marquette University Tuition Exchange Program (TEP)

This amount represents a tuition benefit to undergraduate dependents of qualified employees of colleges and universities participating in the Tuition Exchange Program. This benefit cannot exceed university tuition charges minus any tuition-specific assistance, such as the Wisconsin Grant, and cannot be used for online degree programs. This benefit replaces any other Marquette Scholarship previously awarded. Students are encouraged to file the FAFSA before each new academic year at fafsa.gov to determine eligibility for the Wisconsin Grant. To be eligible for renewal, students must maintain good academic and disciplinary standing with the university, complete 12 credit hours each fall and spring semester, and meet university Satisfactory Academic Progress (SAP) standards. The eligible employee for the Tuition Exchange award must also remain eligible for the benefit at the employing institution. Recertification of employee eligibility must be submitted annually to Marquette University through the appropriate TEP liaison officer. Contact Marquette Central for details. The amount of the benefit will be credited directly to your student account.

     LOANS

A loan is a type of financial aid that must be repaid. Students accepting loans will be asked to sign a promissory note (a legal obligation to repay) and in some cases also complete loan entrance counseling. The process for each loan may vary. Refer to the “Accepting the Financial Aid Offer” section to determine how to receive funds. Upon graduation or withdrawal from the university, students may also be required to complete loan exit counseling. On July 30, 2009, the Federal Reserve approved final amendments to Regulation Z (Truth in Lending Act) that revised the disclosure requirements for certain private education loans issued by Marquette. Regulation Z does not apply to Federal Title IV loans (i.e. Federal Direct Loans and PLUS). Truth in Lending requirements impact the process of applying for and receiving the HHS Dental Disadvantaged Loan, HHS Health Professions Loan, Federal Nursing Student Loan, HHS Nurse Faculty Loan and Rice Journalism Loan. These requirements are listed under the “Accepting the Financial Aid Offer” section of this guide.

FEDERAL LOAN PROGRAMS

Federal Nursing Loan

Available funding and demonstrated financial need will determine eligibility for this loan. Recipients must be enrolled at least half-time in the nursing program, must not be in default on a federal education loan or owe an overpayment on a federal education grant, be a U.S. citizen or eligible noncitizen, maintain Satisfactory Academic Progress (SAP) and meet other general eligibility requirements for the Federal Student Aid programs. The interest rate is fixed at 5 percent. This loan is interest free as long as a student is enrolled at least half-time in an accredited nursing program. During the grace period, repayment of the principal is not required and the interest does not accrue. The amount of your loan will be credited directly to your student account.

HHS Dental Disadvantaged Loan

This loan is based on available funding, parent income information verifying an economically disadvantaged background and demonstrated financial need. Recipients must be enrolled full-time in the dental program and must not be in default on a federal education loan or owe an overpayment on a federal education grant. The interest rate is fixed at 5 percent. No interest accrues while the student is enrolled at least half-time. The amount of your loan will be credited directly to your student account.

HHS Health Professions Loan

This loan is awarded based on available funding, verified parent data from the FAFSA and demonstrated financial need. Recipients must be enrolled full-time in the dental program and must not be in default on a federal education loan or owe an overpayment on a federal education grant. The interest rate is fixed at 5 percent. No interest accrues while the student is enrolled at least half-time. The amount of your loan will be credited directly to your student account.

HHS Nurse Faculty Loan Program (NFLP)

NFLP is awarded based on available funding. Part-time and full-time students in the Nurse Ph.D. program, who will be enrolled for two of the three semesters in the academic year (fall, spring, summer), pursuing a career as full-time nurse faculty, can be considered for NFLP. Recipients must not be in default on a federal education loan or owe an overpayment on a federal education grant. The loan cannot exceed total tuition, fees, books and supplies. The interest rate is fixed at 3 percent if the required criteria are met. Eighty-five percent of the loan can qualify for cancellation when required employment/service obligations are met. Loan term details are supplied to potential recipients. Once application requirements are met, the amount of your loan will be credited directly to your student account.

Federal Direct Subsidized Loan

Recipients must be an undergraduate, enrolled at least half-time in a degree-seeking program, must not be in default on a federal education loan or owe an overpayment on a federal education grant, demonstrate financial need, be a U.S. citizen or eligible noncitizen, maintain Satisfactory Academic Progress (SAP) and must meet other general eligibility requirements for the Federal Student Aid programs. The current interest rate for loans disbursed between July 1, 2019 and June 30, 2020 is 4.53 percent. The 2020-21 rate will not be determined until June 2020. The interest rate in effect for each year is fixed for the life of that loan. The Federal Direct Subsidized Loan has a fixed interest rate cap of 8.25 percent. The federal government pays the interest while the student is enrolled at least half-time, during the six month grace period after a student is no longer enrolled at least half-time and during approved loan deferment periods. There is a  1.059 percent origination fee for loans first disbursed on or after Oct. 1, 2019 and before Oct. 1, 2020. Interest subsidy as of July 1, 2013, for a first-time Federal Direct Subsidized Loan borrower is eliminated after he/ she exceeds 150 percent published length of his/her program (measured in academic years). For example, for a four-year bachelor’s degree program, the maximum period for the interest subsidy is six years (150 percent of four years = six years). In addition, a borrower reaching the maximum time frame limit becomes ineligible for the interest subsidy benefits on all Federal Subsidized Loans disbursed to the borrower on or after July 1, 2013. For more detailed information about the loan processing fee, refer to the loan disclosure statement. The amount of your loan will be credited directly to your student account.

Federal Direct Unsubsidized Loan

Recipients must be enrolled at least half-time in a degree-seeking program, must not be in default on a federal education loan or owe an overpayment on a federal education grant, be a U.S. citizen or eligible noncitizen, maintain Satisfactory Academic Progress (SAP) and must meet other general eligibility requirements for the Federal Student Aid programs. The current interest rate for loans first disbursed between July 1, 2019 and June 30, 2020 is 4.53 percent for undergraduate students and 6.08 percent for graduate/professional students. The 2020-21 rate will not be determined until June 2020. The interest rate in effect for each year is fixed for the life of that loan. The Federal Direct Unsubsidized Loan has a fixed interest rate cap of 8.25 percent for undergraduate students and 9.50 percent for graduate/professional students. Interest accrues while the student is in school. The repayment period begins six months after the student is no longer enrolled at least half-time. There is a 1.059 percent origination fee for loans first disbursed on or after Oct. 1, 2019, and before Oct. 1, 2020. For more detailed information about the loan processing fee, refer to the loan disclosure statement. The amount of your loan will be credited directly to your student account.

Federal Direct PLUS Loan (Grad/Prof or Parent)

Graduate/professional students or parents of dependent students who file the FAFSA are eligible to apply. The maximum amount that students or parents may borrow is listed as an Optional loan on the FAN. This loan cannot be accepted online because the appropriate paperwork needs to be submitted before the loan is processed. Graduate/professional and Parent borrowers can apply for the PLUS loan online through studentloans.gov (do not use studentloans.com, this is a commercial site). Once notice of credit approval is received the PLUS loan will be added to the student's award. Students must file a FAFSA, be enrolled at least half-time, maintain Satisfactory Academic Progress (SAP) and meet other general eligibility requirements for the federal student aid programs. The parent borrower and student must be U.S. citizens or eligible noncitizens and must not be in default on a federal education loan or owe an overpayment on a federal education grant. Graduate/professional students or parents of dependent students may borrow a maximum of the Cost of Attendance minus other financial aid. The current interest rate for loans disbursed between July 1, 2019 and June 30, 2020 is 7.08 percent. The 2020-21 rate will not be determined until June 2020. The interest rate in effect for each year is fixed for the life of that loan. The Direct PLUS Loan has a fixed interest rate cap of 10.50 percent. Interest accrues while the student is in school. There is a 4.236 percent origination fee for loans first disbursed on or after Oct. 1, 2019, and before Oct. 1, 2020. For more detailed information about the loan processing fee, refer to the loan disclosure statement. The amount of your loan will be credited directly to your student account.


STATE LOAN PROGRAMS

Wisconsin Minority Teacher Loan

This loan is based on nomination by the Office of Student Financial Aid. Recipients must be a Wisconsin resident, must have sophomore, junior or senior standing, enrolled at least half-time in a program leading to teacher licensure, registered with Selective Service (if required), and have a cumulative 3.000 GPA, and identify as a minority student as defined by state statutes. Recipients must also be enrolled in a program of study leading to a teacher’s license in a discipline identified as a teacher shortage area for the state of Wisconsin by the United States Department of Education. The maximum award per year is $10,000 with the maximum amount borrowed not to exceed $30,000. After graduation, students must be licensed by the Wisconsin Department of Public Instruction in a high-demand discipline and employed in a public or private elementary or secondary school in the city of Milwaukee as a full-time teacher in a high-demand area related to the recipient’s program of study. Students must also receive a rating of proficient or distinguished on the educator effectiveness system or the equivalent in a school that does not use the educator effectiveness system in order to receive partial forgiveness of the loan. Students must also submit to the State of Wisconsin Higher Educational Aids Board (HEAB) a completed employment verification form at the end of each academic year. Students not teaching in an eligible school district must repay the loan at a fixed interest rate of 5 percent. The amount of your loan will be credited directly to your student account.

Wisconsin Nursing Loan

This loan is based on nomination by the Office of Student Financial Aid. Recipients must demonstrate financial need, be enrolled at least half-time in the nursing program, be a Wisconsin resident and make Satisfactory Academic Progress (SAP). The maximum award per year is $3,000 with the maximum amount borrowed not to exceed $15,000. Students who agree to practice nursing full-time in Wisconsin may be eligible for partial loan forgiveness. Students who do not practice nursing in Wisconsin must repay the loan at a fixed interest rate of 5 percent. The amount of your loan will be credited directly to your student account.

Wisconsin Teacher Education Loan

This loan is based on nomination by the Office of Student Financial Aid. Recipients must be a Wisconsin resident, must have sophomore, junior or senior standing, enrolled at least half-time in a program leading to teacher licensure, registered with Selective Service (if required), and have a cumulative 3.000 GPA. Recipients must also be enrolled in a program of study leading to a teacher’s license in a discipline identified as a teacher shortage area for the state of Wisconsin by the United States Department of Education. The maximum award per year is $10,000 with the maximum amount borrowed not to exceed $30,000. After graduation, students must be licensed by the Wisconsin Department of Public Instruction in a high-demand discipline and employed in a public or private elementary or secondary school in the city of Milwaukee or a county defined as “rural” (as defined by this program) as a full-time teacher in a high-demand area related to the recipient’s program of study. Students must also receive a rating of proficient or distinguished on the educator effectiveness system or the equivalent in a school that does not use the educator effectiveness system in order to receive partial forgiveness of the loan. Students must also submit to the State of Wisconsin Higher Educational Aids Board (HEAB) a completed employment verification form at the end of each academic year. Students not teaching in an eligible school district must repay the loan at a fixed interest rate of 5 percent. The amount of your loan will be credited directly to your student account.

Other State Loan Programs

Some states such as Alaska, Connecticut, Minnesota, New Jersey, North Dakota, Pennsylvania, Rhode Island, South Dakota and the territory of Guam offer alternative loan programs to state residents. Contact the appropriate state’s or territory’s higher education agency about the availability of these programs, as well as application and disbursement procedures. The amount of your loan will be credited directly to your student account.


INSTITUTIONAL LOAN PROGRAMS

Rice Journalism Loan Program

Recipients must be full-time undergraduates enrolled in the Diederich College of Communication with a planned major in advertising, journalism or broadcast and electronic communication, maintain Satisfactory Academic Progress (SAP), must demonstrate financial need, and not be enrolled in an online degree program. The interest rate is fixed at 1 percent. No interest accrues while the student is enrolled at least half-time. The amount of your loan will be credited directly to your student account. 


PRIVATELY FUNDED LOAN PROGRAMS

Private Alternative Loans

These are nonfederal educational loans available from a variety of lending institutions that are meant to be used after federal loan eligibility for the year has been exhausted. Although minimums and maximums vary for these loan programs, all require a satisfactory credit history. When one of these aid types appears on the FAN, we have certified the loan for the amount indicated. Please be aware that the lender may still deny the loan because of applicant’s credit history. For more information about private alternative loan options, visit Alternative Loan Lender Information. The amount of your loan will be credited directly to your student account.

     LOAN REPAYMENT SCHEDULES

Health Professions Loan, Loans to Disadvantaged Students, Federal Nursing Loan*
Total Amount Borrowed Average Monthly Payment Number of Payments Interest Amount Total Payment
$ 1,000 $ 40  $ 27  $   58.23  $ 1,058.23
   5,000     53    120  1,364.03     6,364.03
 12,000   127    120  3,273.39   15,273.39 
* Interest rate during repayment is fixed at 5 percent. Minimum payment is $40 per month or $120 per quarter. Interest is calculated on the unpaid balance each month beginning 12 months after leaving school for Health Professions Loans and LDS, and nine months after leaving school for Federal Nursing Loans. The monthly payment includes principal only. Interest is added to the monthly amount.
Federal Direct Subsidized Loan, Undergraduates**
Total Amount Borrowed Balance When Repayment Begins Monthly Payment Total Payment
$ 5,000  $ 5,000  $ 61.33  $ 7,358.92
 10,000  10,000  122.65  14,718.49
 15,000  15,000  183.98  22,077.40
 20,000   20,000  245.31   29,436.32
 25,000  25,000  306.63  36,795.89
** The interest rate is established each year based on the 10-year Treasury note auctioned at the final auction held before June 1 plus a statutorily defined add-on. The interest is paid by the federal government while the student is in school and a six-month grace period after graduation, leaving school or dropping below half-time enrollment. The above repayment chart is based on the interest cap of 8.25 percent and assumes a 10-year (120-month) repayment schedule for each loan.
Federal Direct Unsubsidized Loan, Undergraduates †
Total Amount Borrowed Balance When Repayment Begins Monthly Payment Total Payment
$ 5,000  $ 6,134  $ 75.24  $ 9,027.89
 10,000  12,269   150.48   18,058.07
 15,000   18,403   225.72   27,085.96
 20,000   24,538   300.97   36,115.47
 25,000   30,672   376.20   45,144.02
† The interest rate is established each year based on the 10-year Treasury note auctioned at the final auction held before June 1 plus a statutorily defined add-on. The above repayment chart is based on the interest rate cap of 8.25 percent and assumes no interest or principal is paid during the enrollment period, 27 months of in-school deferment plus a six-month grace period and a 10-year (120-month) repayment schedule for each loan. Paying all or part of the interest during the in-school period will reduce your monthly payments and total amount repaid.
Federal Direct Unsubsidized Loan, Graduate/Professional ‡
Total Amount Borrowed Balance When Repayment Begins Monthly Payment Total Payment
$ 5,000 $ 6,069  $ 78.53  $ 9,423.88
 10,000   12,138   157.06  18,847.75
 15,000  18,206   235.58   28,269.84
 20,000   24,275  314.11   37,693.72
 25,000   30,344  392.64   47,117.59
‡ The interest rate is established each year based on the 10-year Treasury note auctioned at the final auction held before June 1 plus a statutorily defined add-on. The above repayment chart is based on the interest rate cap of 9.50 percent and assumes no interest or principal is paid during the enrollment period, 21 months of in-school deferment plus a six-month grace period and a 10-year (120-month) repayment schedule for each loan. Paying all or part of the interest during the in-school period will reduce your monthly payments and total amount repaid.
Federal Direct PLUS Loan, without in-school deferment *
Total Amount Borrowed Balance When Repayment Begins Monthly Payment Total Payment
$ 5,000  $ 5,000  $ 67.47  $ 8,095.87
 10,000   10,000  134.93  16,192.66
 15,000   15,000  202.40  24,288.53
 20,000   20,000  269.87  32,384.40
 25,000   25,000   337.34   40,480.27
* The interest rate is established each year based on the 10-year Treasury note auctioned at the final auction held before June 1 plus a statutorily defined add-on. The above repayment chart is based on the interest rate cap of 10.50 percent and assumes a 10-year (120-month) repayment schedule for each loan with no in-school deferment. Repayment begins 60 days after the loan is completely disbursed.
Federal Direct PLUS Loan, with in-school deferment**
Total Amount Borrowed Balance When Repayment Begins Monthly Payment Total Payment
$ 5,000 $ 6,181 $ 83.40 $ 10,008.71
 10,000  12,363  166.82    20,018.43
 15,000  18,544  250.22    30,027.14
 20,000  24,725  333.63    40,034.92
 25,000  30,906  417.03    50,043.62
** The interest rate is established each year based on the 10-year Treasury note auctioned at the final auction held before June 1 plus a statutorily defined add-on. The above repayment chart is based on the interest rate cap of 10.50 percent and assumes no interest or principal is paid during the enrollment period, 21 months of in-school deferment plus a six-month grace period and a 10-year (120-month) repayment. Paying all or part of the interest during the in-school period will reduce your monthly payments and total amount repaid.

     LOAN CONSUMER INFORMATION

Student eligibility for other financial aid is not affected by the acceptance of offered student loans. However, loan amounts could be adjusted when any new aid is added to the student’s package, e.g., outside/private scholarships.

The Federal Direct Loans and PLUS Loan electronic Master Promissory Note (MPN) is an online process at studentloans.gov. After the loans are accepted by students through CheckMarq and have originated, students will receive notice via eMarq to complete the MPN. Students are required to use their FSA ID to complete the MPN.

The signed MPN is valid for 10 years. Borrowers need to only sign it once during this time period. A PLUS borrower may be required to sign subsequent promissory notes if he/she was required to previously provide an endorser.

Federal Direct Subsidized Loan interest is paid by the federal government while the student is enrolled at least half-time and during approved loan deferment periods.

The Federal Direct Unsubsidized Loan and PLUS Loan interest is charged to the borrower for the life of the loan. Borrowers have the option to pay the interest or defer interest payments while in school. Deferred interest payments will accrue (capitalize) and be added to the loan principal at the time of repayment.

Students must be enrolled at least half-time to be eligible for federal loans and maintain at least half-time enrollment to qualify for an in-school deferment. If enrolled less than half-time, loans will not pay toward the student account and previously borrowed loans will enter the grace or repayment period.

Marquette’s half-time enrollment per semester, including summer, is:

Undergraduate/Undergraduate Online 6 credits
Law/Dental/Health Sciences Professional 6 credits
Graduate/Graduate School of Management 4 credits

Students wishing to withdraw from Marquette must complete the official Withdrawal From All Courses Form. This form is available here. The withdrawal form must be signed by a Marquette Central representative. Students will be notified to complete loan exit counseling which includes repayment and loan consolidation information.

A borrower is obligated to repay the full amount of the loan regardless of whether the borrower completes the program of study in which he/she is enrolled within the regular time of completion. The following is a list of consequences if a borrower defaults on a federal loan:

  • Adverse credit report
  • Delinquent debt collection procedures (e.g., garnished wages, seized tax refunds)
  • Litigation

The National Student Loan Data System (NSLDS) is the U.S. Department of Education’s database of student aid. When a student or parent of a student borrows a Title IV Loan, Marquette sends the loan details to NSLDS. NSLDS loan details are accessible by guaranty agencies, lenders and schools who are authorized users of the data system. By visiting nslds.ed.gov, students can access information about any federal student loans and Pell Grants received. Students need their FSA ID from fsaid.ed.gov to access their records.

For questions about the borrower’s rights and responsibilities and for the terms and conditions of federal loans, please contact:
Susan Teerink
Associate Vice Provost for Financial Aid and Enrollment Services
P.O. Box 1881
Milwaukee, WI 53201-1881
(414) 288-4000

     WORK ASSISTANCE

Many students help finance their education through part-time employment on and off campus. Students must work to earn the money awarded under the Federal Work Study (FWS) or Marquette Student Employment (MSE) programs. Student employees are paid every two weeks according to a schedule determined by payroll based upon the number of hours worked and student’s pay rate or wage.

The amount of FWS listed on the FAN represents the amount students are eligible to earn each semester during the academic year. Students employed through the MSE program are not limited to the amount listed on the FAN. If no work program is listed on the student's FAN, that student is eligible to work under the MSE program. For more information, contact Student Employment Services.

Wages begin at $7.25 per hour and increase depending on the job skill level. The employer determines the pay rate. A $2,000 award on the FAN represents approximately seven hours of work per week at minimum wage. Note: Students will earn more or less than their awarded amounts depending on the number of hours worked and the pay rate.

All jobs are made available through JobConnection at jobconnection.mu.edu. Through JobConnection, students select jobs for which they would like to apply. Students are expected to apply and interview for the job with the employer. The employer makes the final job offer. First-time Marquette student-employees must comply with the Immigration Reform and Control Act of 1986. This means that the student will need to complete an I-9 form with Marquette Central on the first day of employment. Students must provide original documentation (e.g., Social Security card and driver’s license or U.S. passport) along with the Job Placement Form provided by their employer. Copies or faxes of documents are not acceptable. A list of acceptable documents to complete the I-9 process is listed on the last page of the I-9 Form. Students may view the I-9 requirements on the student employment website. Contact Student Employment with questions.

Note: New students will have access to JobConnection in early July.

Federal Work Study Program

Federal Work Study (FWS) jobs are available in a majority of campus departments, as well as with several off-campus nonprofit agencies. FWS is awarded based on financial need, and continuing students must submit the FAFSA prior to the February 1 priority deadline each year. All part-time job opportunities on campus are coordinated through Student Employment Services. Students will receive a paycheck every two weeks based upon pay rate and hours worked. Note: Students wishing to accept FWS for fall must complete Verification (if selected).

Marquette Student Employment

Marquette Student Employment (MSE) is employment on campus that is not federally funded. Student earnings are not limited to the amount listed on the financial aid award. Students will receive a paycheck every two weeks based upon pay rate and hours worked. Note: Marquette Student Employment (MSE) and Federal Work Study (FWS) are not the same work program. When hired to work on campus, the student and employer must understand which program the student has been awarded.

Direct Deposit for Student Payroll

Marquette strongly recommends that all students sign up for direct deposit. To ensure payroll is not delayed, set up direct deposit by August 1. Log in to CheckMarq. On the Quick Links Student Account tab, click on the Sign up for direct-deposit refunds or student payroll link. Click on Add Account. Enter your bank routing number, account number and account type and click Save. Click OK. You will then be able to review or edit the information you entered.

Note: Student employees who have not set up direct deposit must pick up their paper paycheck at the Payroll Office: Straz Tower, 915 W. Wisconsin Ave., Room 175.

4. ACCEPTING THE FINANCIAL AID OFFER

Once familiar with the types of financial aid offered on the Financial Aid Notification (FAN), it is time to accept or decline aid. The information below provides students with the tools to accept and receive awarded funds.

GRANTS AND SCHOLARSHIPS

Grants and scholarships listed on a student’s FAN are divided equally between fall and spring semesters unless otherwise noted. Grants and scholarships are automatically accepted at the time the award is made and will be disbursed to your student account no earlier than 10 days before the start of class for the term.

LOANS

Loans listed on a student’s FAN are divided equally between fall and spring semesters unless otherwise noted. Students who wish to borrow less than the amount of loan offered can manually make that adjustment upon the initial acceptance of the loan. Further reductions can be done by selecting “Request Counselor Action” to request a lesser amount of the loan or email Marquette Central. The process of receiving loans varies by the loan program. Additional loan specific actions are listed below.

Federal Direct Subsidized and Federal Direct Unsubsidized Loans

  • For First-time Federal Direct Loan Borrowers:
    1. Students must accept loans on CheckMarq.
    2. After loans have been accepted, students are notified via eMarq to complete the electronic Master Promissory Note (MPN) at studentloans.gov. Emails will be sent mid-summer for the fall term and occur on a rolling basis thereafter. Students are required to electronically sign the MPN using their FSA ID.
    3. First-time borrowers are also required to complete entrance counseling before loans will pay to the student’s account. Loan entrance counseling gives further instruction and information about borrowing Federal Direct Loans. Entrance counseling is completed online.
    4. After the Office of Student Financial Aid receives notification that the MPN and entrance counseling are complete, the loan will be credited to the student’s account no earlier than 10 days before the start of classes for the term.
    5. Attempting to sign a promissory note before receiving the email notification will result in an error message.
  • For Continuing Student Borrowers:
    1. Students who have completed the above requirements in a previous year only need to accept the Federal Direct Loans online through CheckMarq.
    2. Loans will automatically disburse to the student’s account no earlier than 10 days before the start of classes for the term.

Federal Direct PLUS Loan (Graduate/Professional or Parent)

Students and parents are not able to accept the OPTIONAL loan amount listed in CheckMarq. To initiate the loan process, follow the steps below.

  • For First-time Graduate/Professional PLUS and Parent PLUS Borrowers:
    1. Graduate/professional students and parent borrowers can apply for the PLUS loan online through studentloans.gov (do not use studentloans.com, this is a commercial site).
    2. Graduate/professional students will log in using their FSA ID and password, select Apply for a PLUS loan, and then select the Graduate/Professional option. Parent borrowers will log in using their FSA ID and password, do not use the student's FSA ID, select Apply for a PLUS Loan, and then select the Parent option. If the parent borrower does not have an FSA ID visit fsaid.ed.gov to create one. Follow the steps to complete the application, be sure to select Marquette University in the school section.
    3. The Department of Education will check the borrower’s credit history. The results of the credit check will be available immediately, if the credit is approved the borrower will be prompted to complete the PLUS Loan Master Promissory Note (MPN). Loans that are approved after documenting extenuating circumstances or obtaining an endorser require the borrower to complete PLUS Loan Credit Counseling at studentloans.gov. Attempting to sign a promissory note before receiving the notification will result in an error message.
    4. First-time graduate/professional borrowers are also required to complete entrance counseling before loans will pay to the student’s account. Loan entrance counseling gives further instruction and information about borrowing PLUS loans. Entrance counseling is completed at mu.edu/mucentral/dlentrance.
    5. After the Office of Student Financial Aid receives notification that the MPN and entrance counseling (for graduate/professional borrowers only) are complete, the loan will be credited to the student’s account no earlier than 10 days before the start of classes for the term.
  • For Continuing Grad/Professional PLUS and Parent PLUS Borrowers:
    1. Graduate/professional students and parent PLUS borrowers must reapply for the PLUS loan each year through studentloans.gov (do not use studentloans.com, this is a commercial site).
    2. Graduate/professional students will log in using their FSA ID and password, select Apply for a PLUS loan, and then select the Graduate/Professional option. Parent borrowers will log in using their FSA ID and password, do not use the student's FSA ID, select Apply for a PLUS Loan, and then select the Parent option.
    3. The MPN and entrance counseling are typically not required for continuing borrowers unless an endorser is required.Note: Loans that are approved after documenting extenuating circumstances or obtaining an endorser require the borrower to complete PLUS Loan Credit Counseling at studentloans.gov.
    4. Once the Office of Student Financial Aid receives notice of approval, loans will automatically disburse to the student’s account no earlier than 10 days before the start of classes for the term. Loans approved with an endorser require signing a new MPN before the loan will disburse.

HHS Dental Disadvantaged Loan, HHS Health Professions Loan, HHS Nurse Faculty Loan, Federal Nursing Student Loan and the Rice Journalism Loan

The disclosure requirements per final amendments to Regulation Z (Truth in Lending Act) impact the process of applying for and receiving these loans.

  1. When offered one of these loans, students will be notified via eMarq to review the following on CheckMarq:
    1. Private Education Loan Application and Solicitation Disclosure. This disclosure will detail the general terms of the loan and the estimated amount the student can expect to repay over the life of the loan and provide information about the potential availability of lower-cost federal loans. This form does not need to be returned.
    2. Private Education Loan Approval Disclosure Form. This disclosure will detail the general terms of the loan and the estimated amount the student can expect to repay over the life of the loan and provide information about the potential availability of lower-cost federal loans. It states a student has up to 30 days to accept the offered loan. This form does not need to be returned.
    3. Private Education Loan Applicant Self-Certification Form. Students are required to print, sign and submit this form to the Office of Student Loan Accounts and Collections. This form can be found by clicking: Quick Links Financial Aid Tab > View my financial aid OR Accept/decline my financial aid > TILA Disclosures > Loan Applicant Self-certification > View. The loan will not disburse to the student’s account until the signed Self-Certification Form has been returned.
  2. After accepting the loan on CheckMarq, students will be notified via eMarq to review a third disclosure called the Private Education Loan Final Disclosure Form. It states a student has up to three days from receipt of this disclosure to request the loan be canceled. This form does not need to be returned.
  3. Students will be notified by signmyloan.com via eMarq to complete the electronic Master Promissory Note (MPN). Students should create an online account at signmyloan.com to complete the MPN.
  4. After the Office of Student Financial Aid receives notification that the MPN and SelfCertification are complete and the Private Education Loan Final Disclosure Form has been reviewed, the loan will be credited to the student’s account no earlier than 10 days prior to the start of classes for the term unless a student has requested a cancellation of the loan.

5. PAYING THE BILL AND FINANCING OPTIONS

Billing

Payment of tuition, room, meals and other fees is due in full approximately seven days prior to the beginning of each semester. Registered students will receive an email notification via eMarq to view the e-bill online. Emails will be sent in July for fall billing and December for spring billing.

Registration is incomplete until all outstanding charges are paid. Students not paid in full or enrolled in the Marquette Monthly Payment Plan (MMPP) by the due date will be subject to a $100 fee to remove the registration, transcript and diploma block.

Authorized financial aid (excluding FWS and MSE) for the current semester will be deducted from the total charges for the semester. If not paying via the MMPP, the balance due is payable to the Office of the Bursar before the start of classes.

Please note that students who do not intend to return to the university are responsible for withdrawing from all classes online through CheckMarq. A student not withdrawing from all classes will be billed as an enrolled student.

Financial aid and the student account

Students must complete and submit all required next steps (promissory notes, entrance counseling, Verification documents, and register for classes) before financial aid can pay to the student account. Most sources of financial aid are paid directly to the student account 10 days before the start of class for the term for charges and related costs.

These sources include:

  • Marquette Scholarships and Grants
  • Federal Pell and SEOG Grants
  • Wisconsin Grant
  • Wisconsin TIP and Minority Grants
  • Health Professions, Nursing Loans, Loan for Disadvantaged Students and Nurse Faculty Loan
  • Federal Direct Loans and PLUS Loans
  • Rice Loans
  • Certain private outside scholarships and certain private alternative loans

Several other aid sources such as private alternative loans and private outside scholarships are paid in the form of checks and will require student endorsement each term. Students will be notified through eMarq when checks are available for endorsement.

If financial aid does not cover the term charges or if it is not available, students and/or families must pay the difference or select the payment plan option to ensure the completion of registration. Students are responsible for completing all paperwork and steps required to finalize the award so it pays into the student’s account. If financial aid exceeds the term charges, the student may be eligible for a refund. Students will be notified through eMarq when the refund has been processed.

Disbursements of Title IV funds for books and supplies

Title IV eligible students who have Title IV funds greater than school charges are eligible for a refund. The refund should be made by the seventh day of class to obtain books and supplies. Marquette University meets this requirement by refunding the student his/her Title IV credit balance by the seventh day of class.

If a student has not yet established eligibility to receive Title IV funds at least 10 days before the beginning of a payment period because of outstanding Verification requirements or unresolved conflicting information, this requirement does not apply.

Marquette University payment options

  1. Traditional Semester Payment   

    Payment of all tuition and other billed charges is due in full prior to the start of each term. The fall term payment due date is Aug. 25, 2020, and the spring term payment due date is Jan. 12, 2021.

  2. Monthly Payment Plan (MMPP) 

    Marquette offers the MMPP, an interest-free monthly payment plan administered by Tuition Management Systems (TMS). It allows families to spread education payments out over five equal monthly payments each semester. The enrollment fee is $35 per semester. All payments are due on the fifth of each month. The fall semester program begins August 5 and runs through December 5. The spring semester program begins January 5 and runs through May 5. Families must reenroll each semester.

    If you have questions or need assistance with enrollment, please contact Marquette Central.

    Go to https://marquette.afford.com/ or use this Semester Worksheet to understand the costs associated with attending Marquette and how your aid will impact those costs. 

  3. Payment by a University-approved Third-party Sponsor 

    Students whose tuition is paid by a university-approved third-party sponsor (ROTC, foreign embassies, directly billed companies, etc.) must submit their billing authorization to Marquette Central by the payment due date.   

6. OTHER INFORMATION TO KNOW

Changes in aid awards

Financial aid awards may be revised during the academic year. Possible reasons include changes in a family’s situation, a change in the student’s enrollment or housing status, receipt of outside resources, etc. Families may also be selected to verify the financial data provided on the FAFSA. If selected for Verification, students are required to submit documents to Marquette Central. If eligibility for financial aid has changed after a review of these documents, an award adjustment may be required. Students will receive notice of all financial aid changes, and a new FAN will replace all previous award notifications.

When determining a student’s financial aid award, every effort is made to offer the maximum assistance a student is eligible to receive from available resources. We follow federal, state and institutional regulations, which may limit the types and amounts of assistance students are eligible to receive. If the funds in any of the aid programs we administer have been exhausted, we will be unable to offer assistance from these programs regardless of the student’s financial need.

Students are required to report all outside assistance to the Office of Student Financial Aid. Federal law requires that we consider all outside assistance as a part of the financial aid award. This means that outside scholarships will first be used to meet any remaining need. If a student‘s need is met, every effort will be made to reduce self-help aid (loans and employment). However, in some instances, adjustments may include a reduction in Marquette grants.

If you have questions about how a financial aid award was determined, call Marquette Central at 414.288.4000, email Marquette Central or write to us at Marquette University; P.O. Box 1881; Milwaukee, WI 53201-1881. 

Reapplying for financial aid

Each year students must complete and submit a FAFSA to be considered for financial aid. To ensure maximum consideration for all types of financial aid, the Office of Student Financial Aid must receive the results of a processed FAFSA prior to the February 1 priority deadline. It may take up to four weeks for us to receive the results of the processed FAFSA. The FAFSA must be filed no later than January 15 each year to meet the February 1 priority deadline.

An application whose FAFSA is processed and received after February 1 will receive a reduced financial aid award. Late applicants wishing to appeal must do so within 30 days of the date of the initial Financial Aid Notification. Appeals will be heard for those students who have experienced serious health or personal problems. Appeal forms and information are available from Marquette Central.

Verification

Federal regulations require schools to check the accuracy of FAFSA data. The Department of Education or Marquette University designates which FAFSA applicants are required to complete a process called Verification. The Student Aid Report (SAR) received after the FAFSA is processed will state if the student was selected for Verification by the Department of Education. Marquette applicants selected for Verification will receive a document request via eMarq. Students must submit a fully completed and signed 2020–21 Verification Worksheet and must verify student and parent or spouse income information.

If eligible, the easiest and quickest way to verify FAFSA income (student, parent(s) and/or spouse) is to use the 2020–2021 FAFSA IRS Data Retrieval Tool. Visit mu.edu/mucentral/verify2021 to learn more about this process.

Applicants and parents ineligible to use the FAFSA IRS Data Retrieval Tool must submit signed copies of the 2018 Federal IRS Tax Return Transcript. Visit mu.edu/mucentral/taxes2021 for information about how to obtain a Tax Return Transcript.

All requested documents must be submitted to Marquette Central within 30 days of the initial request. Financial aid processing cannot be completed until Verification has been completed. Failure to provide documents within 30 days will result in a reduction or elimination of financial aid.

Summer financial aid

The Office of Student Financial Aid evaluates all degree-seeking students with enrollment of at least half-time to determine summer financial aid eligibility. Eligible students will be notified via eMarq beginning in March and continuing throughout the summer term.

Summer 2020 is part of the current 2019–20 academic year. The 2019–2020 FAFSA and a student’s remaining 2019–20 financial aid eligibility determine the summer 2020 financial aid award. Potential summer funding includes: Federal Pell Grant and Federal Direct Loan eligibility, Federal Grad or Parent PLUS Loan, and/or private alternative loans.

Students who advance a grade level or become a graduate/professional may be eligible for additional Federal Direct Loans for summer (i.e., freshman to sophomore, sophomore to junior or undergraduate to graduate/professional after spring 2020).

Please contact Marquette Central with questions about summer financial aid.

Financial aid satisfactory academic progress policy

Marquette University is required by federal regulation to apply qualitative and quantitative standards in measuring academic progress for financial aid purposes. These standards apply to all students who receive institutional, state, and federal Title IV and Title VII funds administered by the university. Federal Title IV programs include Federal Pell Grants, Federal Supplemental Educational Opportunity Grants, Federal Direct Loans and PLUS Loans, Federal Work Study, and the Iraq and Afghanistan Service Grant. Title VII programs include HHS Health Professions Loans, the HHS Scholarship for Disadvantaged Students, the HHS Loan for Disadvantaged Students, the HHS Nurse Faculty Loans and Federal Nursing Student Loans.

Marquette has established the following criteria in conjunction with federal regulation published on Oct. 6, 1993, Federal Register Part 668.16 and in the Higher Education Amendments of 1986. Progress will be evaluated annually after the spring semester for pace and after every semester for students who are Required to withdraw for Academic Reasons (RWAR) or on a Satisfactory Academic Progress (SAP) plan. Termination is effective for the next term of enrollment. Notification of termination will be sent to the student via eMarq.

Progress for students working on a second degree begins at the start of the new degree.

I. Qualitative Standards of Academic Progress

Financial aid recipients are governed by the performance standards of the school or college in which they are enrolled.

Undergraduates/Undergraduate Online 1–24 attempted credits — student must maintain a cumulative 1.500 GPA
24+ attempted credits — student must maintain a cumulative 2.000 GPA
After two years of attendance (including transfer credits) or junior standing (whichever occurs first), undergraduates must maintain a cumulative 2.000 GPA
Law After the end of the second term of attendance, a student must maintain a cumulative 1.900 GPA (full-time students)
After the end of the third term of attendance, a student must maintain a cumulative 2.000 GPA (full-time students)
27 – 45 attempted credits - student must maintain a cumulative 1.900 GPA (part-time students)
45+ attempted credits - student must maintain a cumulative 2.000 GPA (part-time students)
Graduate School 1 - 9 attempted credits - student must maintain a cumulative 2.500 GPA
9+ attempted credits - student must maintain a cumulative 3.000 GPA
Graduate School of Management (GSM) 1 - 4 attempted credits - student must maintain a cumulative 2.000 GPA
5 - 9 attempted credits - student must maintain a cumulative 2.500 GPA
9+ attempted credits - student must maintain a cumulative 3.000 GPA
Health Sciences Professional Physical Therapy
For students admitted before Fall 2015: After the end of the first term of attendance, a student must maintain a cumulative 1.500 GPA. After the end of the second term of attendance, a student must maintain a cumulative 2.200 GPA.
For students admitted Fall 2015 or later: After the end of the first term of attendance, a student must maintain a cumulative 1.500 GPA. After the end of the second term of attendance, a student must maintain a cumulative 2.400 GPA.
Physician Assistant
After the end of the first term of attendance, a student must maintain a cumulative 2.000 GPA. After the end of the second term of attendance, a student must maintain a cumulative 2.800 GPA.
Student must meet academic standards as defined by the College of Health Sciences.
Dental After the end of the third term of attendance, a student must maintain a cumulative 2.000 GPA

Incompletes, withdrawals and transfer of credits from other institutions (including consortium credits) are not included in the MU GPA. Course repeats are only included once in the GPA according to the MU policy for repeat coursework. ESL coursework is included in the GPA.

If your college has required you to withdraw for academic reasons, you will have failed Satisfactory Academic Progress for financial aid purposes and you will be ineligible for financial assistance for the subsequent semester. You may appeal this determination.

II. Quantitative Standards of Academic Progress (Pace)

Students must complete their academic programs and receive their degrees within a maximum time frame to continue receiving Title IV financial aid. Listed below is the maximum number of credits (including AP, test, and transfer credits) a student may attempt toward degree completion.  At the point it is determined that students are unable to complete the program within the required maximum time frame, they will receive notification that they are no longer eligible to receive Title IV financial aid. In addition, students who have completed their academic program requirements but have not conferred (taken) a degree will be notified they are ineligible for Title IV aid.

Undergraduate/Undergraduate Online (including double majors) 180 credits
Second undergraduate degree 271 credits
Health Sciences Professional 180 credits
Law 135 credits
Dental School 5 years 
Graduate School of Management 6 years
Graduate School-Masters Degrees 6 years
Graduate School-Doctoral Degrees 8 years

In addition, the following quantitative standards must be met.

Undergraduate/Undergraduate Online Students must earn 67 percent of their cumulative credits attempted
Graduate School, Graduate School of Management, Law and Health Sciences Professional Students must earn 75 percent of their cumulative credits attempted
Doctor of Dental Surgery Students must earn 80 percent of their cumulative credits attempted

Grades of I, IX, NC, UNC, X, ADW, UY, W, WA, UW and U, unreported grades, grades of F or audit after the add/drop semester deadline are counted as attempted but not earned credits. Repeat courses are only counted once in the cumulative earned. Credits are counted for all terms in which students didn’t receive aid as well as credits waived under academic amnesty policies. Part-time attendance counts in the max time frame calculation. ESL coursework counts toward attempted and earned credits. Marquette currently does not offer remedial or enrichment courses.

III. Failure to Meet the Satisfactory Academic Progress Standards

A student who fails SAP cannot receive aid for the subsequent term. A student who fails SAP has the option to “appeal”. See Section IV for Appeal procedures and requirements

If a student in an ineligible status receives aid, full repayment will be required of all funds received, excluding employment earnings. A student working under the Federal Work Study program will have his/her employment terminated. When a student has made satisfactory progress as outlined above after a particular term at Marquette without the benefit of student financial aid, the student must contact the Office of Student Financial Aid and request a Satisfactory Academic Progress re-evaluation. The student will then be reinstated to an eligible status.

IV. Satisfactory Academic Progress Appeal Procedures

  1. Student must complete the Appeal form (link below) by following instructions on the form. The basis of your appeal may include, but is not limited to, the following extenuating circumstances: personal injury or illness, family difficulties, interpersonal problems, death of student's relative.
    Note: All appeals must include an advisor approved academic plan that, if followed, will ensure that the student is able to meet Satisfactory Academic standards by a specific point in time. A student is considered to be on “Financial Aid Probation” the first semester after their appeal is approved.
  2. Subsequent appeals of the same nature are not permitted. If you wish to appeal again based on the same circumstance, you will need to provide very clear information about what has changed since your previous appeal to permit you to make satisfactory progress at the next evaluation.
  3. Results of the appeal will be communicated electronically to the student’s eMarq email account from the Office of Student Financial Aid.
  4. Deadline – Appeals must be submitted no later than two weeks prior to the end of the term for which aid is desired. Allow up to 3 weeks for processing appeals.
  5. Recommendation of the college is final.

The Satisfactory Academic Progress Appeal Form for each college can be found here.

V. Reinstatement of Eligibility

When a student has made satisfactory progress as outlined above for a particular term at Marquette without the benefit of student financial aid, the student must contact the Office of Student Financial Aid and request a Satisfactory Academic Progress re-evaluation. The student will then be reinstated to an eligible status for the subsequent term.

Refund policy

Students who decide to withdraw before the end of late registration may cancel classes online via the Student Center in CheckMarq. Students who register for classes and withdraw from the university after registration closes must file an application to withdraw through their college and should complete the official Withdrawal From All Courses Form available for download here.

A student who withdraws from the university may be eligible for an adjustment to a portion of the tuition, fees, room and meals paid to Marquette for that term based on the schedules that follow.

Refer to the website for specific dates for the term. If the student received financial assistance, a portion of a refund created by a billing adjustment will be returned to the grant, scholarship and/or loan source from which that assistance was received.

Tuition and Fee Adjustment Schedule
100 percent refund through the close of registration
80 percent refund during the second week
60 percent refund during the third week
40 percent refund during the fourth week
20 percent refund during the fifth week
No refund after the fifth week
Meals — Prorated (number of full weeks remaining in term as a percent of 16 weeks)
Note: There is no refund of the admissions application fee, the matriculation deposit and the housing deposit.

Financial aid return of funds

Three formulas exist to determine the return of financial aid when a student does not complete the semester: the Federal Return of Title IV Aid formula derived from the 1998 Reauthorization of the Higher Education Act; the State of Wisconsin grant refund policy; and Marquette’s refund policy. The federal formula requires a Title IV refund if the student withdraws on or before completing 60 percent of the term and received federal financial assistance in the form of: a Federal Pell Grant; Iraq and Afghanistan Service Grant (IASG); Federal Supplemental Educational Opportunity Grant (FSEOG); and/or Federal Direct Loans, Parent PLUS, Grad PLUS Loan.

If a student ceases attendance (drops or withdraws) from all his or her Title IV eligible courses in a payment period, the student must be considered a withdrawal for federal financial aid purposes.

A student is considered withdrawn if the student does not complete all the days in the payment period that the student was scheduled to complete.

The percentage of the return of funds to the federal government is equal to the number of calendar days the student completed in the term divided by the number of calendar days in the term. Eligibility for federal financial aid will be determined based on several factors, including the last date of attendance as reported by the student’s college/school and the date the student initiates the withdrawal.

A student enrolled in multiple sessions in the same term is not considered to have withdrawn if we receive written confirmation indicating the student will return to complete a later session within the same term. If the student does not return for the later session, a return of funds will be calculated using the original withdrawal date or the last date of attendance.

Students enrolled in the undergraduate nursing program are monitored for class attendance. As directed by the Department of Education the withdrawal date for financial aid refund purposes is the last date of attendance rather than the date of withdrawal.

If a student withdraws after financial aid was awarded, but before all aid has been disbursed, the unpaid aid will be included in the federal return formula as aid that “could have been disbursed.” If the return calculation indicates the student is eligible for the undisbursed aid, the aid will be offered to the student as a post-withdrawal disbursement in the form of a written statement sent to the student.

State of Wisconsin and Marquette return of aid policies may be required if a credit balance (refund) remains after the required return of Title IV aid. Any remaining refund will be used to repay state funds, Marquette funds, other private sources, and the student in accordance with state regulations first and then in proportion to the amount paid by each non-federal source.

For purposes of repayment, if funds are released to a student because of a credit balance on the student’s account, the student may be required to repay some federal grants. Worksheets used to determine the amount of refund or repayment are available upon request.

The following example illustrates how the Marquette refund policy and federal policies work together.

Example:

A student withdrew on Thursday of the third week of classes in a 110-calendar-day term. Her charges of $5,000 were paid as follows: $1,200 Federal Direct Subsidized Loan, $1,100 Federal Pell Grant, $2,000 Marquette scholarship and $700 paid by the student.

Under the federal return of Title IV aid policy, $1,200 would be returned to the Federal Direct Subsidized Loan program and $732 would be returned to the Federal Pell Grant Program. Under Marquette’s refund policy (60 percent during the third week = $3,000 tuition refund), $791 would be returned to the Marquette scholarship fund and $277 would be returned to the student. In summary, of the $5,000 in institutional charges, $3,000 would be refunded as follows

Title IV $ 1,932
Marquette 791
Student 277
Total $ 3,000

A summary of the refund breakdown will be sent to the student’s home address. 

7. RIGHTS AND RESPONSIBILITIES

 When accepting an offer of financial aid from our office, students enter into an agreement with the university. There are certain rights and responsibilities associated with this agreement that students should clearly understand before applying for or accepting financial assistance.

Rights

  • You have the right to expect our staff to assist you in obtaining financial assistance and information.
  • You have the right to be informed. Through its publications and other communication, Marquette strives to provide schools, parents and students with factual information about its costs, aid opportunities, programs, practices, policies and deadlines.
  • You have the right to expect that information reported by you and/or your family will remain confidential and will not be released without your written consent. No financial aid award that reflects your family’s financial situation will be publicized.
  • You have the right to accept all or part of the assistance offered. An award of one type of aid will not depend upon the acceptance of another type of aid.
  • If funds are available, you have the right to request an adjustment in the components of your aid package (i.e., you may replace loan assistance for employment and vice versa).
  • If there has been a significant change in your family’s financial circumstances, you have the right to discuss your situation with an adviser. Because of limited funding, an increase in financial aid need will not always result in an increase in your financial aid award.
  • By law, you are entitled to examine records maintained in our office that relate to your financial aid file. If you would like to review your file with a counselor, you must submit a written request to our office at least one day prior to the day you wish to review your records.
  • You have a right to fair treatment. Our office does not discriminate on the basis of race, color, gender, age, sexual orientation, religion, disability, veteran’s status or national origin.

Responsibilities

  • You have the primary responsibility for meeting your educational expenses. We expect that you will make every effort to cover a reasonable portion of your total expenses while you are enrolled at Marquette.
  • You are responsible for being aware of your educational costs, the financial aid offered to you and the steps required for aid to pay your student account and to have a viable plan to cover your outstanding balance. Use the Annual Expense Worksheet on page 5 to begin this process.
  • You are responsible for being aware of all conditions related to the receipt of your financial aid. We expect that you have read and understood all information that relates to our financial aid policies and procedures.
  • You are responsible for using financial aid funds for expenses associated with the pursuit of your education at Marquette. Payment of tuition, fees and/or housing costs should be your first priority.
  • You are responsible for repaying funds you receive that can’t be attributed to meeting educational expenses at Marquette. The amount of repayment is based on regulations published by the Department of Education.
  • You are responsible for reading all financial aid correspondence sent to you via eMarq, the official means of Marquette communication. This communication may include Financial Aid Notifications, document requests, annual reminders to reapply for financial aid within required deadlines, loan requirement notices, and important federal and/or state changes in regulations or financial aid.
  • You are responsible for providing your Marquette ID and your MCAN when requesting counsel or information about your financial aid application and records.
  • You are responsible for submitting application forms and supporting materials on a timely basis. If you are applying for aid that has an established deadline, it is your responsibility to meet that deadline.
  • You are responsible for accessing, obtaining and submitting the forms required to apply for the type of assistance you wish to receive. Forms for financial aid are not automatically sent to you.
  • You are responsible for supplying accurate information on forms submitted to our office. If we receive information that conflicts with data on your application materials, our offer of aid could be changed or canceled. Funds obtained using false information will have to be repaid, and you will be subject to criminal prosecution.
  • You are responsible for registering with Selective Service if you are a male between the ages of 18 and 26. Under the Military Service Act (P.L. 97252), students who fail to comply will be ineligible for Title IV funds.
  • You are responsible for responding to an offer of assistance from our office.
  • You are responsible for reporting the type and amount of assistance you have received from any source outside of our office. Withholding such information could jeopardize your eligibility for financial aid and result in cancellation of your financial aid from Marquette.
  • You are responsible for completing the documents necessary to facilitate the disbursement of your financial aid.
  • You are responsible for reporting changes in your circumstances that might affect your eligibility for financial aid. These changes include address, type of residence, your financial circumstances, your enrollment status, your academic level, your marital status and your co-op plans.
  • You are responsible for knowing your lender’s and servicer’s name and address for all loans borrowed; knowing the cumulative amount of loans borrowed; and retaining copies of all loan applications, disclosures and promissory notes.
  • You are responsible for notifying your lender or servicer of any change in name or address while you are attending school and after you have left school.
  • You are responsible for repaying all types of loan assistance except when meeting the requirements of loans with cancellation clauses as outlined in the promissory notes of individual loan programs.

8. HELPFUL CONTACTS

Marquette Central - Offices of the Bursar, Registrar, Student Financial Aid, Student Employment and Student Loan Accounts

Zilber Hall, Suite 121
414) 288-4000
Fax: (414) 288-1718
marquette.edu/mucentral
Contact Marquette Central
Visitors: 1250 W. Wisconsin Ave., Suite 121
Hours: 8 a.m.–4:30 p.m. Monday–Friday CST

Student Employment

jobconnection.mu.edu
Contact Marquette Central 

Residence Life

M. Carpenter Tower, Room 203
Milwaukee, WI 53233
Phone: (414) 288-7208
marquette.edu/residence-life
orl@marquette.edu

Educational Opportunity Program

Coughlin Hall, Third Floor
(414) 288-7593
marquette.edu/eop
Visitors: 1303 W. Wisconsin Ave., Third Floor

Graduate School - Scholarships/Assistantships

Holthusen Hall, Room 305
(414) 288-7137
marquette.edu/grad
Visitors: 1324 W. Wisconsin Ave., Room 305

Department of Athletics Office

Al McGuire Center
(414) 288-6303
gomarquette.com
Visitors: 770 N. 12th St

Law School - Scholarships/Admissions

Eckstein Hall
(414) 288-7090
marquette.edu/law
Visitors: 1215 W. Michigan St

ROTC Scholarships

Air Force ROTC

707 Building, Room 203
(414) 288-5383
marquette.edu/rotc/airforce
Visitors: 1102 W. Wisconsin, Room 203

Army ROTC

Gymnasium, Room A100
(414) 288-7195
marquette.edu/rotc/army
Visitors: 1508-32 W. Clybourn St., Room A100

Navy ROTC

Gymnasium, Room 102
(414) 288-7076
marquette.edu/rotc/navy
Visitors: 1508-32 W. Clybourn St., Room 102

School of Dentistry

P.O. Box 1881
Milwaukee, WI 53201-1881
(414) 288-6577
marquette.edu/dentistry
Visitors: 1801 W. Wisconsin Ave.

Undergraduate Admissions

Zilber Hall, Suite 136
(414) 288-7302
marquette.edu/explore
Visitors: 1250 W. Wisconsin Ave., Suite 136
Hours: 8 a.m.– 4:30 p.m. Monday–Friday CST

Veterans’ Benefits - Office of the Registrar

Zilber Hall, Suite 121
(414) 288-4000
marquette.edu/mucentral
Visitors: 1250 W. Wisconsin Ave., Suite 121

Marquette University, in accordance with its Jesuit tradition and Guiding Values, is committed to fostering a diverse community of outstanding faculty, staff, and students, as well as ensuring equal educational opportunity, employment, and access to services, programs, and activities, without regard to an individual’s race, color, national origin, religion, age, disability, sex, gender identity/ expression, sexual orientation, marital status, pregnancy, predisposing genetic characteristic, or military status. Employees, students, applicants or other members of the University community (including but not limited to vendors, visitors, and guests) may not be subjected to harassment that is prohibited by law, or treated adversely or retaliated against based upon a protected characteristic.

The University’s policy as well as federal and state laws and regulations prohibit unlawful discrimination and harassment. These laws include the Americans with Disabilities Act (ADA), Section 504 of the Rehabilitation Act of 1973, Title IX of the Education Amendments of 1972, Title VII of the Civil Rights Act of 1964 as Amended by the Equal Employment Opportunity Act of 1972. These laws prohibit discrimination and harassment, including sexual harassment and sexual violence.

If you feel that you have been subjected to sexual harassment, discrimination or sexual misconduct, please contact:

Kristen Kreple
Title IX Coordinator
Alumni Memorial Union, Room 437, P.O. Box 1881, Milwaukee, WI 53201-1881, (414) 288-3151

or

Office for Civil Rights
500 W. Madison Street, Suite 1475, Chicago, IL 60661-4544, (312) 730-1560

To read the entire Marquette University Non-discrimination Statement, visit marquette.edu/nondiscrimination.

Although care is taken to ensure the accuracy and timeliness of information contained in this guide, because of constantly changing federal and state legislation, as well as unintended error, the contents are subject to change and/or deletion without notice. Up-to-date information can be obtained by calling Marquette Central.

Last updated: 09/19/2019